銀行英語情景對話：綜合授信
想學習一些在銀行工作常用的英語情景對話嗎?下面本站小編爲大家帶來有關綜合授信銀行英語情景對話，歡迎大家學習!
A: What can I do for you, Madam?
我能爲您效勞嗎，女士?
B: Can you help me with Comprehensive Credit Granting?
關於綜合授信業務的事情你能幫我嗎?
A: Certainly, Madam. What would you like to know?
當然可以，女士。您想了解什麼呢?
B: Well, everything really.
嗯，實際上是所有的事項。
A: All right. We can grant a Financing Promise Quota, if you qualify. This means that we can deal with all of your needs in a speedy and efficient way. Firstly, your Credit Rating must be class A, and your Debt to Asset Ratio must be top notch, for the industry you are involved in.
好吧。如果您符合標準的話，我們可以給予您融資承諾額度。這就意味着我們能夠通過迅速和有效的程序來辦理您的所有業務需求。首先，您的信用等級必須是A級，而且您的資產負債率對於您的企業所在行業來說必須是一流的。
銀行英語情景對話2：B: Is there anything else, apart from the Credit Rating and Debt to Asset Ratio?
除了信用等級和資產負債率以外，還有其他的什麼標準嗎?
A: There is the Balance of Net Liabilities. This must not exceed its net assets and no business loss can be shown during the past two years.
還有淨負債餘額。它不得超過企業的淨資產，而且企業在過去兩年內沒有出現經營虧損。
B: Right, OK. That，again, shouldn't be a problem.
好的。這方面也不會有什麼問題。
A: And the total ratio of return on assets should not be lower than the average, for that particular industry, for the first two quarters of the year.
還有今年前兩個季度，企業總資產回報率應不低於所在行業的平均水平。
B: Well, as far as I can tell, we qualify.
嗯，據我所知，我們夠資格。
A: Of course we will need proof, originals and duplicate of everything. As soon as you bring in the proof and we assess it, it should be very quick indeed.
當然，我們將需要證明，就是所有文件的正本和副本。只要您帶着證明來，我們評估一下，其實辦理起來應該是非常快的。
銀行英語情景對話3：A: Mr Brown! How nice to see you, can I help?
Brown先生!.很高興見到您，我能幫忙嗎?
B: I'm not exactly sure if it's your department, but I'd like to ask some questions about qualifying for Comprehensive Credit Granting.
我不敢完全肯定是否是你們部門的事情，但我想請教一些關於綜合授信業務的問題。
A: I see. You are one of my favourite customers, Mr Brown. I'm more than happy to help. For Comprehensive Credit Granting,IBJ will grant a promised quota for you, that is, if you qualify. Of course, your credit record, within you field of trade needs to be up to scratch.
我明白了。您是我最喜歡的客戶之一，Brown先生。我會非常樂意幫助您。針對綜合授信業務的對象，如果您有資格的話，IBJ銀行將給予您融資承諾額度。當然，您的信用記錄，在您的經營領域裏，必須要達到一定的水平。
B: How long a period will you look at to determine this?
你們要考察多長時間來決定呢?
A: We will consider the first part of the year, in your particular field, and your credit rating can be no less than class A, during that period.
對於您所在的行業，我們會考慮今年的第一季度，在此期間，您的信用等級不能低於A級。
B: That sounds simple enough. It's Friday today, I'll be back on Monday morning, first thing,with all of the relevant data. See you then, and enjoy your weekend.
這聽起來夠簡單的。今天是星期五，我星期一早上第一件事就是帶着所有相關的資料來這裏。到時候見啦，並祝你週末過得愉快。
銀行英語情景對話4：A: Good afternoon, how can I be of service today?
下午好，今天我如何爲您效勞?
B: My company wants to become involved in your Comprehensive Credit Granting. We are a very young company and Vm not at all sure if we meet your credit requirements.
我公司希望在你們銀行辦理綜合授信業務。我們是一個非常年輕的公司，我不能肯定我們是否達到了你們的信用要求。
A: It is possible to take into account special circumstances, should the manager agree to it. If your credit rating has been class A in your initial trading period and your debt to asset ratio is sound, and then I'm sure the manager will see you to discuss it further. I'll set up a meeting for you.
如果經理同意的話，可以考慮特殊情況特殊處理。如果在您的經營初期您的信用等級已經達到了A級，並且您的資產負債率是合理的，那麼我相信本行的經理會與您進一步商談。我這就爲您安排會面。
B: That would be wonderful. Thank you so much for all of your help.
這真是太好了。對你的所有幫助，深表感謝。
銀行英語情景對話
