高頻英語口語對話(MP3+中英字幕) 第430期:申請商務貸款

unit 479

申請商務貸款

dialogue

英語情景對話

A:Bill, I'm expecting a big increase in turnover with the coming of the Mid-Autumn Festival. But wholesales are unwilling to supply my orders unless I pay them an advance of 50% of the full price, for my business is fairly new. I hope that you can make me an advance on loan.

A:比爾，隨着中秋節的到來，我預計營業額將會大大增加。但除非我預付50%,的總價，否則批發商不肯給我貨，原因是我的生意纔剛起步。我希望你能貸給我一筆預付款。

B:Do you have stocks or a title deed of a house to pledge as security?

B:你有沒有股票或房屋所有權證可做擔保？

A:No. I should be grateful if you could see your way to make an advance against my personal reputation. You may inspect my accounts. From my accounts you can see that I've promptly met all my obligations.

A:汝有。如果你肯根據我個人的信譽貸款給我，我會很感激。你可以檢查我的賬目，從賬目上你可看出我向來都能按時履行所有義務。

B:We do not allow any request for a loan against personal security. This is a common regulation. But we may consider it if you can provide a reliable guarantor.

B:我們不允許依個人信用批准貸款，這是常規。不過如果你能提供一個可靠的擔保人，我們或許可以考慮。

A:Yes, I can. You know Mr. Macready, the famous car dealer here in New York. He agreed to act as my guarantor of a loan in the sum of US l0,000 until the end of this year.

A:好的，我可以。你認識麥克裏迪先生吧，紐約本地有名的汽車商人。他同意做我的擔保人，保l萬美元到年底。

B:Good. He is a man of high standing. I think we can grant the loan you need after some further discussion. But I suggest you borrow on overdraft instead of on loan.

B:好。他是個信譽很好的人。我想我們更進一步討論後，能批准你貸款。不過我建議你以透支方式而不是貸款方式貸款。