房奴 Home Mortgage Slave

Nowadays, it is not strange to see a youngpeople who become a mortgage slave, since Chinese people have made an agreementthat get marry after buy a house. As we can see, the real estate advertisementis everywhere in the city. However, the real estate market strong impetus firstcame from the effective demand for the release of individuals.

現在看到年輕人變成房奴不奇怪，因爲中國人一致認爲結婚得買房。就像我們所見到的，城市裏到處都是房地產廣告。然而，房地產市場如此火爆是受個人購房需求的增長影響的。

Bystoring most of their wealth in real estate, many Chinese households havebecome house price dependent. They dream about that they will have a happyfamily life after they have a house of their own, but as a matter of fact, afamily like that has to repay the loan principal and interest with 40%-50% ofdisposable income or even higher proportion every year. Undoubtedly, it willaffect the normal consumption, make family life quality drops, and even makepeople feel depression of slavery.

中國人因爲把金錢都投入到房產中而變得拮据。他們夢想有了自己的房子之後生活就會很愉快，但是事實上，像這樣的家庭每年都要從可調動的資金裏拿出40%-50%或者更高的錢去償還貸款本金和利息。毫無疑問的，這會影響正常的消費，讓家庭生活質量下降，甚至讓人有奴役版的壓迫感。

Unlike the house slave, some young couple chose not to buy house formarriage, they rent an apartment, and use the rest money to enjoy life, likebuy something good for parents, take a trip when they like to. By contrast,their pressure is far smaller than house slave; they don’t have to worry aboutmortgage. In my point of view, I won’t become a house slave unless a have moneyto buy a house.

不像那些房奴，有些年輕夫婦就選擇結婚不買房，他們租公寓，然後用剩下的錢去享受生活，像給父母買些好東西，想去旅行的時候去旅行。與之相比，他們的壓力比房奴要小得很多，他們不用去擔心貸款。在我看來，我不想成爲房奴，除非我有錢買房子。

Toconclude, become a home mortgage slave is really stressful, why don’t weabandon the conception that “we don’t get marry unless we own a house”. Use theextra money to make your life more colorful?

總之，成爲房奴壓力是相當大的，爲什麼我們不摒棄“不買房就不結婚”的觀念，用多餘的錢讓自己的生活更出彩呢？