英語四級作文範文“卡奴”

2015年6月份的四六級備考正在緊鑼密鼓的進行中，一向作爲複習重點的作文，自然不可小覷啦。2013年開始，四六級出現改革，作文也變成了多題多卷的命題形式。小編爲童鞋們蒐集來一些關於四六級作文，希望能予以幫助。

信用卡，在滿足人們一時的物質享受之後，卻埋下了更多的隱患，不少人爲了還清信用卡的賬單，不覺淪爲了卡奴，一個月總會上演一次“還錢危機”。那麼爲啥會出現這種“卡奴”現象呢?

　　On Card Slave

As people change the patterns of consumption, it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so-called card-slave category.

The reason behind “card slaves” varies. The fierce competition among banks, Chinese or foreign, encourages them to lure customers to hold more credit cards. Unfortunately, some card holders, especially youngsters with large shopping addictions and small salaries, have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries, they always live on the edge of bankruptcy.

In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from internet and follow them. Thirdly, increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.