央行設金融科技委員會 謹防金融科技風險

The People's Bank of China (PBOC), the country's central bank, announced last Monday that it has set up a fintech committee to enhance research, planning and coordination of work on financial technology.

我國央行--中國人民銀行上週一宣佈，已成立金融科技委員會，旨在加強金融科技工作的研究規劃和統籌協調。

In order to make strategic plans and provide policy guidance on fintech development, the PBOC said it will further study its influence on monetary policy, financial markets, financial stability, payment and clearing.

央行表示，爲做好金融科技發展的戰略規劃與政策指引，該行將深入研究金融科技發展對貨幣政策、金融市場、金融穩定、支付清算的影響。

"Fintech, or technology-driven financial innovation, has both injected vitality into financial development and brought new challenges to financial security," said the bank in a statement on its website.

該行在其官網上的一則聲明中表示：“金融科技--或技術驅動的金融創新，既爲金融發展注入了活力，也給金融安全帶來了新的挑戰。”

The central bank will devise a management mechanism for fintech innovation to handle relations between security and development and guide the proper use of new technology in the financial field.

央行將建立金融科技創新的管理機制，處理好安全與發展的關係，引導新技術在金融領域的正確使用。

The central bank will also increase the use of regulatory technology, or "regtech," to boost its capabilities in identifying, preventing and dissolving financial risks, including both cross-sector and cross-market risks, with technology such as big data, artificial intelligence and cloud computing, it said.

央行表示，該行還將強化監管科技的應用，利用大數據、人工智能、雲計算等技術，提升跨行業、跨市場交叉性金融風險的甄別、防範和化解能力。