中國大陸在全世界最願意採納金融科技

Technology-savvy Chinese mainland consumers are most active in adopting fintech among 20 major markets, Ernst And Young said in a survey.

安永會計師事務所在一項調查中稱，在20個主要市場中，熱衷科技的中國大陸消費者對金融科技的採納率最高。

The EY Fintech Adoption Index 2017 found that 69% of the Chinese mainland's "digitally active consumers" have used fintech in at least one of these areas - money transfer and payment, financial planning, savings and investments, borrowing and insurance.

《安永2017年金融科技採納率指數》發現，在轉賬支付、財務規劃、儲蓄投資、借款以及保險領域中，中國大陸有69%的"活躍型數字化消費者"至少在上述一個領域中使用過金融科技。

According to the survey, India and the UK followed the Chinese mainland's lead with 52% and 42% fintech adoption rates respectively.

調查指出，印度和英國分別以52%和42%的金融科技採納率緊隨中國之後。

The fintech adoption rate in the US is 33%, which is the same level as the global average.

美國的金融科技採納率爲33%，與全球平均水平持平。

Jack Chen, managing partner of financial services of EY China, attributed the strong Fintech traction in China to abundant technology talent, regulatory support for innovation, a large market, and a huge amount of capital ready to invest in the Fintech sector.

中國安永金融服務執行合夥人Jack Chen把中國金融技術的強大的牽引力歸功於中國大量的技術人才、創新的規範化支持、龐大的市場以及準備投入到金融技術行業的一筆龐大的資金。

"China's mainland is widely known overseas for efficient and fast payment through mobile phones," said Chen.

Chen表示：“在國外，人們普遍認爲手機支付在中國大陸是一種很快很有效率的付款方式。”

Money transfer and payment services, used by 50% of consumers in the last six months, are major drivers of fintech adoption, the survey said.

該調查稱，轉賬和支付服務是驅動金融科技採納的主要力量，50%的消費者曾在過去6個月中使用過這類服務。