印度2020年前將實現'無卡支付'

If you thought India's decision to ban 86% of its cash was ambitious, wait until you hear what it may do next.

如果你認爲印度禁止全國86%現金流通的決定野心勃勃，聽完該國下一步可能採取的舉措再說吧。

Amitabh Kant, the head of a government-run policy institute, said that the country could completely eliminate the need for credit cards, debit cards and ATMs in the next three years by switching to biometric payments.

印度政府運營的一家政策研究機構的負責人阿米塔布·坎特近日表示，未來三年內，印度可能完全不再需要信用卡、借記卡和自動櫃員機，轉而採用生物識別支付。

Kant said that even electronic payment methods may be "totally redundant" by 2020.

坎特稱，到2020年，就連電子支付方式也可能是“完全多餘的”。

Instead, all Indians need for transactions is their thumb or eye.

取而代之的是，所有印度人僅需拇指或眼睛即可完成交易。

Arundhati Bhattacharya, head of the State Bank of India, agreed that such a dramatic shift was possible.

印度國家銀行行長阿蘭達蒂·巴塔查里亞同意坎特的說法，她認爲這種巨大的變革有可能實現。

"This is something that's eminently doable," she said, pointing out that nearly 1.1 billion of India's 1.3 billion people have already registered their biometric data under the government's unique identification program.

她說道：“這項技術可行性很大。”她還指出，政府特別鑑定項目組已採集了印度十三億人口中近十一億人的生物數據。

The Indian government is testing a payments app that makes use of biometric data, coupled with portable fingerprint scanners that cost about 2,000 rupees each.

目前，印度政府正在測試一個採用生物識別數據的支付應用。該應用將與每臺售價約2000盧比的便攜指紋掃描儀結合使用。

Eliminating credit cards will likely be even tougher, but India appears determined to try.

取締信用卡的任務可能會更加艱鉅，可印度似乎勢在必行。