研究：美銀行法拍屋降至年來最低點

Housing foreclosure activity in the United States dropped to the lowest level since 2005 last month, according to a business reSearch group.

ATTOM Data Solutions tracks default notices, auctions, and bank repossessions across the nation and says the number of actions dropped 23 percent from a year ago. That means more than 77,000 homeowners missed payments and banks took some kind of action to try to get their loans repaid.

Severe problems in the U.S. housing market, and sales of securities backed by sometimes faulty mortgages, played a key role in the financial crisis, which is one reason that investors and economists watch the housing market closely.

Seattle, Washington was the city that did the best in this study, with the number of foreclosure notices dropping 38 percent from the same time a year ago. Atlantic City, New Jersey had the worst foreclosure problem in this study, with one out of every 237 housing units getting a notice of some kind.據一個商業研究機構的報告，美國住房的法拍活動已降至2005年來的最低水平。

跟蹤全美各地違約通知、拍賣和銀行收回等活動的房地產數據提供商ATTOM Data Solutions表示，這些活動的數量比一年前降低了百分之23，這意味着有7萬7千多名房屋所有者沒有按期支付房貸，銀行採取了某種措施讓他們的欠貸能夠還上。

美國房屋市場的嚴重問題，以及由有時存在問題的房貸支撐下的證券銷售，在金融危機中起了推波助瀾的作用。這就是爲什麼投資者和經濟學家如此密切關注房屋市場的原因。

華盛頓州西雅圖市在此項研究中表現最佳，法拍屋通知的數量比一年前降低了百分之38；而新澤西州大西洋城法拍問題最嚴重，每237座住房單位就有一個接到某種通知。